I've been offered the promotion of becoming the 2nd principal of a small IB. There is no additional financial incentive but it would include me to be listed as a 50% beneficiary of the company if the owner passes away or becomes incapacitated. Because of the size of my accounts at the moment even if that did happen I would see only a small increase in income. Is there any other pros or cons that are not financially based that I should consider? Thanks for any feedback!