Every day I get offers from my credit card companies, 0%apr till March 2008, 2.9% for life of the balance. The longer you put them off the better the offers get hehehe. They offer to direct deposit right into my checking account. No fees it really is free money, If I wanted to I could stick it in a 6 month CD and make free money$$$$$$$$$$$$$$$ Or I could leverage it in the index futures free $$$$$$$$$$ Thanks uncle Ben!