Money Market Accounts that will now be Government insured for an UNLIMITED amount get better interest and have higher insurance limits (no 100K fdic limit) than banks offer. Keeping your money in banks is now illogical. That is a problem.
They have not thought through the consequences of their actions. Paulson after all is a brainless footballer and Bernanke is an academic buffoon with no real world experience who thinks people behave accoding to economics txtbooks
Most terrible thing when such people have power to change market rules. We're soon going to be worse off after their 'help'. Exactly just like 1929-1932.