think? if you are insured through your employer you are only covered as long as you can work. if you come down with something that causes you not to be able to work you have no claim on that employers plan and no way to replace it.
And if his refund doesn't cover the cost/fine/tax, whatever? Anyway, I'm talking about the guy/gal who has insurance through their employer. The employer decides it's cheaper to dump them into the government pool, and it will be cheaper for the employer to do just that, so they will. They now have to write a check for coverage. Coverage that will most likely be inferior to what they had. That ain't gonna' sit well with all those workers.
Jesus Christ! You really think you're going to be able to nuance you're way through this with the common worker? They're insured by their employer. Their employer dumps them and the finger get's squarely pointed at the dem's for enabling their employer to do so. Simple as that! The more you/they try to spin this, the more it looks like the screwing that it really is.
geeze are you that dense? the employer did not dump them. they are physically unable to work any longer. the employer stops coverage when the worker cant do the job.
just what the hell is wrong with you ayway? I said I put my views out there for debate, if it really is delusional then show it, just saying it is so doesn't make it that way. I don't recall the seat belt story in this thread but I have put forth no stories here, only arguments. The only thing I have said that may even be remotely construed as fiction is my OP about the lawn, however those type of ordinances are common and you may research it yourself. The description of liberals are my conclusions based on observation, not a story. Liberal Socialists want control, I hold that conclusion almost beyond doubt.
If your employer is paying all or some of your insurance, and you get laid off or whatever.. you are eligible for cobra. Essentially the employers share is now shifted to you, the ex-employee should you want it. So yeah they have real insurance.
You're giving some bullshit hypothectical. I'm pointing out what's actually going to happen. Guy has a job. Guy has insurance as an employee. Employer decides to dump insurance cause it's cheaper to do so. Guy still has a job but no longer company provided insurance. New government insuance will suck and cost him more. Your bum on the street will be happy. Everyone who has a job...not so much.
cobra is very limited(months) and very expensive and when that ends you cant get individual insurance because you have a preexisting condition. wait obama care fixed that too. you do realize cobra is a government regulation much like the rules in obamacare? if you have real individual insurance and come down with a debilitating condition you are covered for the duration of that condition. if you are employer covered you only are covered as long as you work there. so no you dont have insurance. you have an employee benefit.
I think cobra is at like 18 months now.. plenty of time to switch to another job or find another plan, most people don't have preexisting conditions. It is more expensive because I believe it is NOT funded by the govt.. you are simply paying the entire premium + admin costs for cobra, instead of the employer paying a portion. I realize cobra is a govt reg, and yes it makes sense but only because of the way employer based healthcare works. If the cost of hc ins wasn't shifted to employers, with the tax incentives etc, and was just on the individual, then it would be unnecessary. I would prefer that companies just pay their employees whatever they are contractually obligated to, and individuals do what they want with their earnings. that would also take the burden of administering a plan off of employers. Also, it would be nice if their were more catastrophic type policies, young healthy adults do not need anything more than that. Now under obamacare these same young healthy adults will likely be paying way more in premiums. obamacare sucks