I'm anti debt, but having no savings is scary too...if you really want then pay half of it off (the one with the higher rate)...but always leave some cash on the side...just in case
There's talk of resurrecting debtors prison. IOW, forced labor camps. If we go into a Depression, its likely the Bankers will pass something akin to this. Better to not have any debts in dire economic circumstances, where your savings will quickly dwindle. Then you'll be on the Hook.