Apparently the difference between profits and revenue has escaped you. All of your posts have child-like simplicity to them, like you have the critical thinking ability of an eight year old. And by that I mean no disrespect to eight year olds.
Net profit of India's largest lender State Bank of India (SBI) for the fourth quarter ended March 2011 nosedived to Rs 20.88 crore against Rs 1,866.60 crore in the same quarter in the previous fiscal. The erosion in the standalone net profit is mainly on account of higher provisioning against bad loans, operating expenses including employee cost besides tax outgo of over Rs 900 crore. Shares of the company dipped 6.34 per cent at Rs 2,451.40 in the afternoon session on the Bombay Stock Exchange. However, the total income during the quarter rose 18 per cent to Rs 26,536.8 crore from Rs 22,474.1 crore in the corresponding period a year ago. Despite dismal performance, the bank maintained dividend at 300 per cent for 2010-11. The bank will pay dividend of Rs 30 per share on face value of Rs 10 after shareholders approval. http://www.indianexpress.com/news/sbi-q4-net-profit-plunges-to-rs-20.88-cr/792036/ I read some reports about State Bank of India's pensions but could not find it.