It's a little disingenuous to invoke "letting nature run it's course" after a botched partial birth abortion was performed, and then referencing the negative outcome for the child.
uhmm no. Like if a borrower is borderline credit worthy you have to loan to them or you might be discriminating. Or 'disparate impact'.. what garbage.
What about cases where statistical analysis reveals a significant pattern of discrimination amongst otherwise equally qualified borrowers?
If they're private companies, it isn't the govt's business, though I don't condone the practice. (Assuming it actually exists)
Sounds like crappy statistical analysis to me. No company purposely goes out to screw itself over dumbass. Piggy covered my second point : None of your damn business even if they did.