my first home came with a 40' boat slip and i proceeded to boat for almost 20 years. moved from 18', 27' boats to finally a 34' sea ray. all boats were paid for within the two year's and still cost thousands per year to own. luckily in a wind storm at dockage another boat came free (damn sailboat) and destroyed my boat. i met with the insurance guy bringing him starbucks coffee and bagels. he totaled the boat and made me so freakin happy i celebrated for weeks. that boat was costing me over 15k a year (paid for too)and between family events, etc was not used a lot. that was 2 seasons ago; now i cannot imagine the hardships current boater's have. i'm surprised this type of thing is not happening even more so. i have lots of great memories and experience's; but now boat with friends (some of whom envy what happened to me)that are happy to have me as i gladly help finance the day, still saving me massive amounts of money.
LOL, definitely +1 Glad everything worked out perfectly for you. Most people only think of the upside of having the good things in life, not the downside. (looking back I see you've already become acquainted with the 3F Rule!)