I have been with OptionsXpress for a few years now and looks like I am going to switch back. The OptionsHouse layout impressed me, I liked how the options pricing guide was laid out with both calls/puts and for every month on one single screen, also you can trade directly from that screen. Very nice. Now for my experience with OptionsHouse.. I opened a margin account with them 1 month ago with $3,000 to get a feel for the trading platform. On the application to open the account, it specifically asks what you are going to trade, I put spreads/credit spreads, however when I got my account cleared and funded I went to make my first trade and a error box came up and said my account is not allowed to trade at that trading level. Keep in mind I have been trading options, spreads, credit spreads for years with OX. I then presented my case to their team for account approval and they said they would NOT upgrade my account trading level to trade a credit spread and that I could re-apply in 90 days. So now at this point, I was getting a little anxious and I sent a message to their customer service team and said basically this is what happened, I am very disappointed and this is what I want Ectâ¦if I cannot get access to trade a protected spread with limited risk I need to cancel my account. I waited a few days for them to respond back to me and they never did, I just checked my bank account and they direct deposited all my money back to my bank account and that was itâ¦there was no, we are sorry blah blah blah, nothing! I guess they do not like business and making money, now I understand $3k is not a whole lot of money however there would have been a lot more in there within the year. I would not recommend OptionsHouse to anyone due to their customer service. If someone has some insight about my experience and has an explanation why I was treated the way I was, that would be great. My OptionsXpress account allows me to trade credit spreads, iron condors, Ectâ¦ I guess I will put some money back with themâ¦however I wish their rates would go down.