Oh, this journal is a different kind of journal. I work on Wall St. and I am 28 years old. I can't trade because of various regulations, but I watch the markets very closely. There are rumors that some 10 to 15% of people at work are going to get laid off. There have been no dates set for such lay-offs, but I am going to publicly document how I avoid homelessness. Each day, I will write a few steps on how I cut expenses or drove myself closer to homelessness. If I get laid off, I will post it here. If I go completely bust and end up on the street, I will post photos of my cardboard box. So we begin: Currently, I work during the day from about 8-9AM to about 6PM, then go to graduate school at night. I have an exam tomorrow. I've been studying since Friday (I took off Friday, Monday, and Tuesday.) I pissed away about $5.92 on campus on starbucks and various food joints. I did this before CNBC announced the layoffs coming. I feel stupid now and wish I could regurgitate whatever I ate back into the plastic wrapping so I could give it back to the grocery store. I went long 1 bottle of bottled water, 1 iced coffee, and 1 pomegranate drink. I consumed them over an 8 hour period of studying. Down $5.92 for the day + interest, if I don't remember to pay my credit card at the end of the month.