Geez, I try to spare you guys the stuff you've heard 1000 times before, that's all. Sarah can certainly ask questions here on the board. And, perhaps SarahG should check out Vtrader as well...she can PM you, right? (We are all just one big happy family, right?) She can always start here: http://www.stocktrading.com/reasons.html be sure to read all the way to the bottom. And here's the step by step: http://www.stocktrading.com/steps.html Don