1. Open a account with thinkorswim for 5k or less. Learn how to use their software. Ask for the Random Walk Trading commission ($1.50 with no ticket charge). 2. Each month do three or four one lot calendar spreads -- equities and index. To learn about calendars, see Dan Sheridan's webinars at www.cboe.com 3. Do this for a year, until you are good at it.