Ok people, I donât like the trading thing (way too tedious) so I want to invest my money in a company that I can trust. I wanna get a good interest rate, nothing less than 4% and I want to be able to make withdrawals without penalties and also be able to take my money out without any penalties. Anyone know of any companies that could get me such a rate? P.S. I donât want any companies that havenât been around for awhileâ¦I want to know that theyâre experienced and know what theyâre doing. So I know I can trust them.