I have a 3 year account expiring that was locked in the S&P 500. The deal was a cap on profits at 30% for 3 years but absolutely no risk to principle. Now they soured the deal a bit and lowered the cap to 25% for 3 years max but also added the Nasdaq as an option. Knowing that the markets have gone up so much and they lowered the profit cap to 25% and interest rates have gone up. Do you think this is worth letting it ride another 3 years or just find another investment. I just want to get a perspective of what people expect in 3 years. I'm leaning towards finding another solid investment for this amount.