I wanted to put this here so it gets its own play away from all the other threads. If you're serious about understanding this, it's all here. This is serious piece properly referenced, about a very serious topic. If you ran a company, and had these guys on you, you'd get it in a hurry. http://www.houstonlawreview.org/archive/downloads/43-4_pdf/Christian.pdf Maybe someone could link it properly to ET for me. Thanks.