HolyGrail, Sorry for the mixup, my Christian name is actually Squall P. Nobody. He is trying to impress me. I know this led to alot of confusion in the past and I apologize for that.
But you still live with your parents? Don't get on a pedestal like you're hot shit because you paid for your own tuition at some JuCo. Debt, responsibility and bills will have a whole new meaning in the near future. If you can still spout off about being debt free, etc once you set out on your own....then hop back on here and let me know.