Hello all! Im in the process of putting together my portfolio and am having some difficulty deciding what would be more beneficial for a novice investor that is going to make small monthly contributions between 500-600 dollars, mutual funds, etf's, or a combination of the two. Since eft's trade like stocks and have a commission every time you want to purchase more shares, would it be more efficient to just own mutual funds since you can add a min. of 100 a month without incurring extra costs? Thanks for any replies in advance.