I don't think anybody who's collecting barley $800 a month on almost half a million should be schooling anybody about income.
Chatgpt YieldMax’s strategy is very specific, and it’s neither a traditional covered call nor a poor man's covered call. It’s best described as a synthetic covered call strategy using LEAPS + daily short calls — but let’s break it down clearly. --- YieldMax ETFs Use a Synthetic Covered Call Approach: Core components: 1. Synthetic Long Position (LEAPS + cash): The ETF buys deep in-the-money LEAPS calls (long-dated options, typically 9–12 months out) These LEAPS replicate long exposure to the underlying stock (e.g., MSTR, TSLA, COIN) The ETF does not hold the underlying stock directly (this is key — no dividends received from the stock) 2. Daily Short Call Options: They aggressively sell daily OTM call options (short-term premium harvesting) These are reset daily to maximize premium extraction The short calls are written against the synthetic long, not actual shares 3. Collateral Optimization: The cash not used in LEAPS is held in U.S. Treasuries or short-term instruments, generating a small yield This helps cover fund expenses and boosts efficiency
I'm collecting $766 per month (or $9,200) on a $10K investment. 92% yield Let's see if you can understand the basics of Yield on Cost.
You really need to work on your math. Tell us what the inflation rate over time is and how the Home Deport investment does not beat inflation over 30 years. Demonstrate your math.
Let's see if you can walk through basic math and demonstrate your claim that the investment is not "beating inflation".
Obviously you are not very good at math. Why don't you plug this into your AI.... Demonstrate how Home Depot stock has been the rate of inflation in its returns including dividends since 1994. Home Depot (NYSE: HD) has significantly outperformed inflation since 1994, delivering strong real returns to long-term investors. Home Depot’s Total Return Since 1994 From 1994 through 2025, Home Depot has achieved a compound annual growth rate (CAGR) of approximately 14.86% when accounting for both price appreciation and reinvested dividends over the past 20 years . This performance reflects the company's consistent growth and shareholder-friendly policies.FinanceCharts Inflation Over the Same Period Over the same period, the U.S. dollar experienced an average annual inflation rate of about 2.51%, resulting in a cumulative price increase of approximately 115.79% . This means that $1 in 1994 has the same purchasing power as about $2.16 in 2025.In 2013 Dollars+1Investopedia+1 Real Returns Comparison Adjusting for inflation, Home Depot's real (inflation-adjusted) annual return over the past 20 years stands at approximately 12.35% (14.86% nominal return minus 2.51% inflation). This indicates that Home Depot has not only preserved investors' purchasing power but has significantly increased it. For a visual representation of Home Depot's performance, including dividends and adjusted for inflation, you can refer to the Total Real Returns chart: Total Real Returns.Total Real Returns+1Total Real Returns+1 In summary, Home Depot has been a robust investment since 1994, delivering substantial real returns that have far outpaced inflation.