I was just driving by a guy on a motor cycle. He had gym shorts on a t-shirt and sunglasses to protect his eyes; Florida law says you don't have to wear a helmet. He was driving a normal pace of 65 mph on the highway, inline with all the cars on that road. I was thinking, if I had been in a normal accident with a car where I switch lanes and slight tap to the car next to me.. $500 in damage; but for him since he's on a motorcycle he looses his life. What liability do I have? If the guy was in a car he would be fine, but now because of his choice of vehicle he would no longer be with us?