If you want to protect your way of life, there really is only one alternative available...organize a trader's union. After all, unions appear to be the only thing protected in this new environment.
I don't understand how people claim to believe in capitalism and then create arbritary ant-capitalist rules to force people to act a certain way. How about a rule, that says if you buy a house you need to own it for 10 years. We don't want speculators in housing. How about a rule that if you get married you need to stay married for 20 years. Divorce is bad. How about a rule that says if you start a job you need to stay there for 1 year. Job hopping is bad and hurts your resume. If the logic does not work for these scenarios why does it apply to the purchase of a certificate. I FUCKING HATE PEOPLE WHO WANT TO TELL ME WHAT TO DO WITH MY MONEY.