We are required, by law, to have audited statements, of course. And, if you think about it, why would anyone risk a business of this size (and full ownership by the family) to fake such numbers? Refco had a bad "hired" employee, using "other people's money" to serve his own selfish needs....heck, we would have to "steal" our own money, which makes no sense....and we would have to pay taxes on "extra" money if it showed up on our financial statements. Big difference between a privately owned business, and a public company run by bureaucrats. And, it's too bad that we all have to be skeptical, thanks to a few of these bad corporate "seeds" - there are crooks in every business, unfortunately. As always, check our history, compare to any other Firm. All the best, Don