OK, sorry again for being "forced" to clarify and correct some comments. The "12 month hold on money" is a regulation based on "net capital requirements" of a member firm. Since Bright Trading does not comingle funding, we can give our traders back their money whenever we want. Some firms must use the traders money to meet their "net capital requirements" and therefore cannot give the traders back their money for 12 months. There was some confusion about the rules in the past, but since we had them clarified, any new trader who needs to withdraw from the firm may take their money with them. Side note: Please feel free to send me an email about Bright Trading to firstname.lastname@example.org prior to posting something that you are not sure of. I am pretty sure that the other firms would like the same courtesy. Good Trading!!