Hello I'm completely new to futures trading and I was thinking of going with Mirus futures. Does anyone know how long it takes to receive a check that was requested? Is there a cut-off time when you should request a check in order to have them mail it that same day? Basically what I really want to know is how long it takes to receive it? I used Scottrade for years and when I requested a check before 1 p.m. EST I would receive the check in my mailbox next day by 1 p.m. so it was quite speedy. Is there any settlement period I have to wait in order to have them send me my money? 1 more question: Does Mirus also offer a good Forex trading experience? Will I have to open a separate account for Forex or can I add Forex trading to my account with Mirus? What are their commissions like? I know they say no commission and it's actually earned on the spread but how do they move the bid/ask spreads? Do they abuse it? I was trying out the MBtrading forex demo and buying 2 standard lots ($200k worth) of the EUR/USD the commission was $8.4x per side! I don't know if that's standard but paying $17/RT in Forex commission seemed a little steep when futures only charges about $4.xx/RT in comm. Thanks for any insight as I'm looking forward to starting my trading in futures/possibly forex!