Stop blaming Democrats. Straight from the horse's mouth: "I would also allow individuals to choose to purchase health insurance across state lines, when they can find more affordable and attractive products elsewhere that they prefer. Opening up the health insurance market to more vigorous nationwide competition, as we have done over the last decade in banking, would provide more choices of innovative products less burdened by the worst excesses of state-based regulation. Consumer-friendly insurance policies will be more available and affordable when there is greater competition among insurers on a level playing field. You should be able to buy your insurance from any willing providerâthe state bureaucracies are no better than national ones. Nationwide insurance markets that ensure broad and vigorous competition will wring out excess costs, overhead, and bloated executive compensation." That's the article written by McCain (at least he signed his name as the author) on the current (Sept/Oct 08) issue of Contingencies: http://www.contingencies.org/septoct08/mccain.pdf I heard Obama quoting this line today so went to check the source. Lo and behold it's there. Obama is going to ride this line all the way to election. Bet on it.