I have been trading equities in a cash account. I have some questions about a margin account. I am educated on the differences between standard and pattern day-trading accounts. With a margin account, do you avoid the T+3 stock clearing time period after selling? Always waiting for the cash to clear I really miss some opportunities and wish to find a way to avoid the wait. If this T+3 cannot be avoided, how do people day-trade everyday? That would take a large amount of cash in a margin account. Thank you for educating me. I search for this answer on the internet and did not find a clear statement.