I have seen ads that said "Private Investigators Wanted. Great Pay" and other similar scam school ad in HELP WANTED sections. They really should in education services area! Scam prop trading shops do the same. They advertise in HELP WANTED when they are really looking for suckers to pay them many thousands in non-refundable training fees to learn nothing useful.
As a college student i feel college is exactly post high school. I dont learn anything worth remembering in my classes. Plus all the jobs go to ivy or private kids anyways. The problem becomes those who dont go to school better have a good back up plan because you need a degree to get into the door. For those with a lot of debt id recommend getting a job. Even if its not great and try and work up the corporate latter. I guess the key is not to freeze but do something even if its "below" you.
BS. #1. You can do it yourself...save out the attorney costs there, since I bet many are a cut-and-dry Chapter 7 (owe more then you make). Even still with a little research, you can file yourself. #2. States can waive the filing fee if you can fill out/apply and prove such (i.e. poor again), or can't at least pay it in installments. Quit whining and start reading...if you can even do that.
Yes thats what I heard too. 50% of the people that actually graduate go into fields not related to their major. Hows that for a waste of money.
When I was in College, I once took out an extra $4,000 that I didnt need, just so I could spend the summer traveling in Europe. I'm guessing she took out more loans for living expenses, or having fun. Student loans dont always go 100% to the university. Alot of students get cash back from their student loans.