Dice, as you're so rich and successful, you probably got there by doing your own hard work and research. Nobody's therefore going to waste their time hand holding you. If you want to learn, there are 1,001 great articles and youtube vids out there. If you don't want to learn, fine.
None of those questions are serious because I know the answers to them. I tried to spur a discussion to talk about the merits of cryptos for payments or as store of value (or lack thereof).
Look at me! Nobody's telling you that your life choices are poor, so I don't know where your autobiography comes in. What we're saying is simple. If software is eating the world, which is is, then DeFi is also software and therefore it's coming in part for traditional banking. So chances are over the coming decade DeFi could offer very interesting returns and investment strategies for a man with your great successes and major wealth...
No matter how hard I think about it, I don't see the benefits. I just don't. What problems does any of that technology on a blockchain really solve that are not yet solved?