Here goes, My wife and I, and for the last four months our son, have been covered under her insurance through her employer. She recently became a college girl, putting me in the market for a family policy. I have a few questions. First can I purchase an individual policy for myself and another policy for her and the baby? If so I plan to get a high deductible super simple plan for myself, as I only seek medical attention if the blood is squirting out. Oozing blood is just not that big of a deal. I would also get a more traditional plan for the misses and baby. For their plan what should I look for? I'm not terribly concerned with the level of the deductible, just wondering if there is a overall best deal. Everyone is completely healthy, at the moment. If I cannot purchase two plans for one family, is there a general idea what type of plan is the best overall deal? Again not worried about deductible. Just want to ensure along with good coverage, that we are buying the best overall package in regards to value. Thanks!