You sound like a good guy and it sucks that they are putting you through such bullshit for a small ACH. Obviously they are going to clobber you with fees associated with each ACH so they will break them down into as many as possible. I have NEVER heard of a maximum on an ACH or any kind of withdrawal from a trading account. I have posted about scam places like this before. Anytime you are going to go offshore to open up a trading account with a firm that is based offshore ONLY to get around the regulators and laws (Most importantly the PDT rule), be prepared for the worst. These firms have nobody really policing them (Securities regulators of the Island of Bahamas......that's a good one). I don't want to sound like a prick, but those who go with these firms.....well...you get what you pay for. I understand some guys don't have the 25k they need to maintain, but still want to trade. But then you really have to go with one of the prop firms out there....the legit ones. Plenty of them in the U.S. Some of them will let guys open an account with as little as 5k. No worries about PDT rule. The downside (which really isn't much of a downside) is you have to pass the Series 56. Which at first was a tough test, but from what I understand is much easier now. Second, you have to leave your initial deposit with the firm for at least a year. Can only take out the profits. In all honesty if you can't meet both of the requirements then you probably shouldn't be trading.
I just found a great broker for all US citizens not residing in America. Its called questrade and theres no pattern day rule. Their platform is one of the best ive ever seen in my life and they have great comissions. QUESTRADE FOR ALL NON US RESIDENTS.
Suretrader has ACHed my money. Supposed to clear by the 19th. I'm not a fan of jumping through hoops to get MY money.
As others said, you can open a futures account and trade as much as you want and never get pattern day trader status. You won't be able to trade individual stocks, but indices and many other markets are available. Many people with small accounts trade the YM, the Mini Dow. CFDs aren't available in the US.