Whoop late on the updates don't know what to say it's a little too easy.... job income this year is looking to be around 10-20k a month. I'll put most of it in long term stok I guess ? Short term capital gains were 12k last year. I put 60k of my savings in Schwab accounts (broker, IRAs) to hold cheap long term dividend stocks. I look at little bit at financials, but mostly the chart tells all we need. I have another 100k rotting in a savings I have a long old friend I am planning on doing real estate partial investor with.