If I were 24, no kids, I would not be bitching about health care. Major medical insurance with a high deductable is about $150 a month. Why would a healthy 24 year old need anything else? Health care would not even be a concern, just take care of yourself and you shouldn't have to go to the doctor much. Your out of pocket may be $500 a year. Some people always see roadblocks, others are determined to overcome.
No, the rich do not get hurt through inflation, they benefit. Yea sure they pay more for gas and food, but who cares, they own the companies that are selling the products at an increased price. They pay a little bit more for the things they buy, but their assets and net worth increase substantiallly because of the increased prices everybody else pays to them. I donât know what you mean that the poor get the aid in printed money.
Typical ET poster who has to resort to snide comments rather than a legitmate discussion. Actually when you think about it, credit cards are better than student loans. While student loans have lower interest rates and you donât really have the risk of the government screwing you like the CC companyâs do, they are not really negotiable, not bankruptable, there is no statute of limitations, and they must be paid back. Credit cards are a little more flexible in that area.
Actually itâs $272 a month for a standard HMO with $30 co-pays, $150 prescription deductible, no vision and no dental. But you know, whatever makes you feel better. I love it when people talk about taking care of yourself and then you wonât have to go to the doctor much. I have glaucoma. Iâve had it since I was born and have to go to the doctor a few times a year. A few years ago it got bad enough and the medication wasnât working, so I had to have 2 surgeries to fix it because I have lost about 90% of my sight in my right eye. Now I donât need any medication. Last time I checked, diet and exercise ainât gonna fix that. Itâs ok, itâs manageable. A doctorâs visit every few months, but that costs money. Each surgery was about 3 hours in and out, but the insurance paid out about $2500 for each. Then for about the past 5 years, everytime I go to the doctor, they say my blood pressure is too high. They always gave me this, âwell just excerise some and watch your diet and keep an eye on it. Itâs not a problem now, but will be in 25 years.â Well I got sick of hearing that so, they started me on a minor BP pill ($10 for a 3 month supply). After a few months though, itâs only lowered it a little bit. I asked the doctor whatâs the deal? Iâm 25, not fat, my diet isnât the best but it could be worse, and over the past few months I have been working as a caddie at a golf course so I have been running about 6 miles, 3 or 4 times a week. She said a lot of times itâs just genetic and thereâs nothing you can do about it. But like I said, whatever makes you feel better. You can use your Fox news thinking all day, or you can listen to real people and realize we need to come up with some solutions to fix problems rather than cute little lines like âSome people always see roadblocks, others are determined to overcome.â
Wow Sandy thats tough. How much money do you make caddying? I live in Europe, pay â¬130 a month for university, â¬30 a month (â¬80 but get â¬50 refund from government) for healthcare which includes dental up to â¬250 coverage a year and â¬10 for mobile phone subscription. Total monthly expenses that can't be avoided are â¬170. I am studying for a bachelors degree in science. When I look at education costs in US of $50k/year+ I am very glad it's subsidized here. It only costs â¬1600 a year which is very feasible. I don't have any loans at all. Also, none of my friends have credit cards, they all have debit cards. Only a few have a debt which is mostly due to renting high priced student rooms. Yes, I still live at home to save â¬300+ a month in housing. It sure seems it sucks to live in the US.
nutmeg, keep 20% of your kids check for a savings account, they will just be broke 1 extra day per week, tell them when the acct gets to $1000, they can take over. The feeling they get from being broke and not broke at the same time will give them a choice, hopefully they will see the lite
When I look at education costs in US of $50k/year+... A full year at Ohio state costs about $20K including room and board. You also have summers to work and part time work in between. It's not nearly as bad as people make it out to be.