I suspect many of you will disagree with me on this. Career trader and trading for a living is all bullshit! All you people are either very impatient or unemployable. A few novices ask my advice and without question I always have the same answer. Get a job/career/education and trade your roth ira. If you can not work due to circumstances beyond your control - and I will disallow whining, impatience and mental defects (bad jobs) from all you crying mama's boys. then trade exactly the same way you traded while you worked. Instead of working - work for free - you know give back to society, do something for your fellow human being. Surely as I am writing this the free voluntary job will turn into a paying one. If you can not find a job you can do - get a shrink or take prozac. You will find if you follow my advice - good Karma will follow, in addition to that you will not trade with scared money since your bills and expenses will be covered already. my free 2 cents.... When you make 3 times as much in your IRA as in your dayjob, then you can write a book about trading and how to make money.... Merry Christmas!