Interactive now has a section under account management that controls whether your excess funds get swept to your SIPC insured securities account (a good thing) or remain in IB's futures segregation account (no reflection on IB but a less good thing!) Historically all my free funds have been automatically swept to the securities account but I noticed that I liquidated some crude spreads on Thursday and the money was still in the wrong place this morning. I prefer my money to be in the right place. I have gone in to make sure the sweep setting is correct and will see what happens tomorrow. Even though the amount in segregation is very small you can bet iIwill be quite unhappy if the funds are in the wrong place tomorrow. I trade only futures options, mostly spreads, at IB (never futures ... as a day trader their margins are unacceptable)) and at the moment the account is 100% cash. I will see to it that every last dime of it rests in a SPIC insured account until it needs to be segregated. I suggest every IB customer check their setting so that every dime that can be SIPC insured is SIPC insured. BTW ... this does not need to become a long crap thread with all the nuts chiming in with nonsense. I'm not suggesting that what I have posted is the last word on the subject. I am sure that there are others that can add or modify what I have said and bring value to the thread but the way IB has restructured their policy seems pretty straightforward and now it is up to us to protect our idle funds. COMMENTS WELCOME ... but, if you know you are crazy (and most crazies do) as I find myself saying more and more on ET go find a quiet a corner and freakin' die!!