there is a high possibility that these 3 can go belly up WB WM AIG then there is GE , down 5% on Fri., 8% today, if they can't get rid of that credit card business, their stock will keep go down Good thing I'm short on all trades, I am short on Retail sector, dept. stores, and woman clothing, Merrill David Rosenberg, chief North American economist said "Frugality is now replacing frivolity, the consumption patterns of the 1950s is coming back, Consumers face 3 hurdles: Higher energy may be easing, but their wealth is still falling. And wage growth has been very weak."