This fraudulent immoral bank should be shut down and its funds given out to every man, woman and child in America. http://www.king5.com/news/125105599.html
The guy created his own problems, Numero uno, he bounced checks. The biggie though is direct deposit. Don't do it. He should have driven his fine ass car to the IRS office and picked the check up in person.
No excuse for a big bank to ruin somebody's year. Times are tough but something like this is despicable.