Its all one big conspiracy. All of the analysts are located close together in a small space on Wall Street. All of them know each other. They purposely expected 4 cents per share so JPM could beat expectations. The only thing is that everyone on Wall Street knows that the analysts collude with each other....therefore, the downside in the stock. The analysts calls are always going to be bogus to fit their clients wants and needs. Didnt you learn anything from the tech bubble?