I don't pick football, but handicappers do! The problem is, as a newbie, who do I follow? Surely, I could ask somebody. That is not my style nor has it ever been. For purely entertainment purposes, I opened an online gambling account. My plan: use the aggregate knowldege I have gleaned on money management through trading take advantage of probabilities decrease risk until I get to 10% MAX BET $300 (when I get there) Results, WEEK 1: $50 turned into $120 on eight bets. My first two bets were $25 each (50%). Thursday and Saturday I was down the vig after four bets. W/L/W/L. My account was around $43. Sunday was beautiful! Not only did I find my handicapper, but I found a way to sift thru the forest. Certain trees bear more fruit. I can't give his name. Boy did his picks bear fruit! $43 turned into $120! So, for next week my bets will all be $20. 10% of $120 would be $12 and the minimum bet is $20 (you used to be able to get a "dove" for that). So, by hitting a winning streak early, I can actually reduce my risk on a percentage basis. Another Solid Sunday and I will be at the proper risk profile. What are the chances of me blowing up my account? Its all contained in that table I posted last week, and it depends on my actual winning percentage (75% on week 1). But, I survived the riskiest period. Risking 10% of my roll until I max out at $300. That will take a lot of streaks. I am just along for the ride at this point. If the handicapper can produce, the JOHNNY ROCK CRITERION will produce what it produces. However, 10% is a path to riches! Have you seen how rich these preachers are who only require 10%? Personal finance 101 tells you to save 10%. And the JR CRITERION would have you bet 10%!