If you were forced to pick the safest place to hold money, where would you put it? This is assuming the 100k protection at banks is considerably less than your account size. Do you split up 100k and many banks? Do you keep it at IB? Other broker? Other bank? Online type bank? Opinions please. Fwiw, i think the safest place to hold my cash is IB given i collect reasonable interest, can short the USD while making some trades on the side. My main trading account is prop. What am i not considering?