It's certainly worth it to prevent tens of thousands of people's retirements and billions of dollars of equity vaporizing every time this cycle reoccurs. Housing a couple of thousand crooks with Bubba is well worth it. I'd let the marijuana people out if you want to make it cost neutral.
Sorry, It's not an either or story. We can find room for both... I don't see why people always want to go soft for the biggest crooks on the planet. But it happens over and over again.