I recently sold my house because my spouse and I decided to leave this small town. Long story short, it took a lot of balls but we finally did it. As we make sure our new destination fits our lifestyle we will be renting for a while. In the meantime I have 200 grand I'm not sure what to do with. I'm a daytrader but I honestly don't need more capital there to succeed (use 85k), just more experience, getting there but not quite there yet, soon though. 2+ years so far. I don't trust brokers but I trust the brilliance of a lot of the users in this forum, not all but some do have brains around here Not you, the other one ! Just kidding Anyway, I could place the 200k in a money market account, possibly tax free or I could develop a portfolio to beat the lousy 5% I can get from CDs etc. The market right now looks a bit oversold, especially some of the primary indexes like DIA/SPY/Qs etc. I could invest on the sectors that have taken a hit, energy/oil/housing but investing is not really my strong here. Even short the overbought sectors, but I don't really want to risk my "house money", it could be devastating. I'm an ok daytrader (13% YTD) and a future investor that has never invested except in real estate. Any help appreciated, thank you for listening and good trading. Did I mention your help is appreciated ?