My sister is looking to invest Â£50 a month, every month by direct debit through a very diversified stocks ETF, that invests across both developped markets and emerging markets. I've found the sharebuilder system from Halifax in the UK, they charge Â£1.50 a month to invest the funds by direct debit. I have not found an diversified that invests both in developped markets and emerging markets, since the ETFs I've found are invested in one category ot the other. If you know such a diversified ETF, with a TER < 0.7% and a reasonnable trading volume from a well known ETF provider, please can you tell me? Thanks PS: the ETF needs to be quoted on a UK stock exchange.