Usury (the real definition is ANY lending with interest). is the cause of unemployment/overproduction and inflation/underprodution. In a system with no interest everything is balanced people have the exact amout of money they need to buy all the products they produce hence no overproduction leading to unemployment and no underproduction leading to inflation. When Interest is introduced their is a shortage of money hence overproduction. In other words the goods are worth more than the money available to buy them which necessitates exporting or unemployment. On the other hand if there is an underproduction from increased efficiencies this leads to inflation as their is more money than goods to buy leading to a raised interest rate hence more investment from foreign countries. This will balance out between 2 or more countries as long as one is overproducing and one is underproducing. When there is not a balance and both countries are over-producing then unemployment will result. The other problem is there is interest being taken out of all countries leading to not enough money being available to balance it all out leading to someone failing and unemployment in one country or the other whereas with no interest this does not happen and also the necessary dance of import/export which is needed when interest is introduced is not needed. The other problem is the authority of banks to take interest. The value of money does not come from our belief in it but more correctly from our belief in it buying the goods we produce. The banks do not produce these goods, we do, so why are they getting a percentage of everything we the society makes. Are we paying them tremendous amounts of money to confound a system that should work if interest was taken out and to be our overseers and if so why? Why do we not take our destiny into our own hands with a interest free system that is simpler because it does not involve the intricate dance of import/export between 2 or more countries or the inevitable spending deficiency introduced by interest. The amount of money we pay banks to confound a system that is very simple is staggering and is the cause of someone failing even if they make no mistakes because their is not enough money to buy all the products we make. On a $200,000 loan the total that would be paid is $500,000 over 30 years so $300,000 for them to do nothing. The interest on this loan is necessarily incorporated in the next wave of loans where interest is paid again and again and again until after many generations it is paid off. This interest causes huge imbalances in the world and is the likely the main cause for many many 3rd world countries. We pay them all this to make a fairly simple system overly complex. If we kept the money we paid the banks we would likely have massive surpluses and a continually better quality of life from more and more efficient manufacturing techniques which would lead to deflation and a better quality of life where we could work less and have the same quality of life or work the same amount and have a continually better quality of life instead of having to work more and more to have the same quality of life. Does anyone understand why the system is run like this with an overly complex and efficient system instead of a simple and efficient one?