I recently found this forum and I am glad I did. I have been searching for an active forum that discusses interest rates/inflation/fixed income topics. Are there anymore websites/forums that are out there and are active discussing the same? Also, I have read here that the bulk of the members seem to think inflation is just around the corner. I tend to agree. I live on interest income so this is a very important topic for me to learn all I can on. I am currently waiting on long term rates to rise to over 7% (my target) before I but into bonds again. I am currently in short term cash (money market). I need a minimum of 7% to make that long term commitment. A couple of questions: 1. Am I setting my target rate too low? Should I hold out for higher long term rates? What is everyones opinion? 2. What kind of time frame do you all think before long term rates go to ot above 7%? 3. What is your opinion on how high they will go? I remember the late 70's when a person could but a CD yielding 12% or higher. I would love to see that again! Thanks to any who reply. I appreciate it.