There was an English guy recently on TV. He sold up everything he had, went to Las Vegas and bet every penny on 1 spin of the roulette wheel. You are probably wondering if he won, right ? He did !!!!!!!!!!!!!!!!!!!!!!!!!!
if you're gonna make friends with someone, don't make friends with poor people. they don't talk to you for months, then when they need something they come out like cockroaches. when they need money for their great business idea they expect you to "help" them because no bank is dumb enough to lend them money. there's a reason nobody will lend them money. you sound like one of those people.