I recently received my individual healthcare insurance renewal from Time Insurance Co. and the premium has increased by 40%. Are other individually-insured traders seeing this type of increase? I'm not sure why the increase should be so large. According to IBD, the cost of healthcare has only increased 7-10% over the past year. According to my accountant, doctors are making less than ever. Many of his physician clients have seen a drop in income from 50-66%. Where's the money going?