I'm in business school right now with a girl who worked in the Lehman mortgage sales deptartment, and was subsequently laid off. She told me how they would buy "obviously fraudulent" mortgages in the names of deceased people and on condemned properties, bundle them, and sell them off to the market. This type of garbage is what got Lehman into so much trouble, the crookedness of their actions did not go unnoticed by the market. Mortgages in the names of the dead?? Mortgages on condemned properties?? You Reap what You Sow, Schemin' Brothers!