and we are assuming like any diligent record keeper he has 80% in SPY and 20% in GLD so he is probabaly actually ahead a little.
I recommend you do the following: 1. invest in gold and silver for at least 25% of your portfolio, if not 50% 2. Vote third party and encourage all your dumb, partisan friends to do similarly 3. Own at least two handguns (.45 preferably), one rifle and one shotgun. These three things are consistent with independence of thought and mind. Central banks will continue to debase currencies, eroding middle classes. Every thinking person needs to protect their families.