$2000 is the last thing you want to worry about right now. your biggest asset is actually YOU! say you make $50k a year, that is like a $1m bond yielding 5%.... why do you focus on the pathetic $2k when you have a $1m portfolio? so what is the answer? if you are making $50k, get some training a jump to a job that makes $100k, then more training and jump to a $200k job.... then you become a $4m bond and you have just made $3m! that's what you need to focus on right now!