I am thinking about switching to IB, but have only used Charles Schwab before and want to make sure that the IB interface will be easy to learn. I also want to know if you have to qualify to trade options and spread? Schwab would only let me trade covered calls and puts because my income is not high enough for them. I really want to be able to trade spreads, and have been reading books and paper trading, but schwab did not care about my educational knowledge, just my income and net worth. Also what brokers allow spreads in IRAs? thanks for listening to all my ramblings and your help.