This is a post in regards to my deposits to IB in USD, and a canadian account. I belong to a credit union. I think it is unfair that IB holds my USD denominated bank checks for 21 business days (basically a month) because they originate from my CU. The CU i belong to has 8 billion in customer deposits, and members equity of over 300 million. They operate 47 retail branches and 33 insurance offices (i looked it up), so why cant i deposit a measly check for 20k without you guys going crazy thinking my CU is unreliable and going to scam you? Please explain.